VISION

Our Vision is to be a Customer - focused and Inspirational Financial Institution. By working with Transparency, Innovation, and System Excellence. For Individuals, Entrepreneurs, and Organizations. To achieve Exponential Growth in this Competitive World.

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ABOUT

Surjit Finance is a Private incorporated on 12 April 1993. It is classified as a Non-govt company and is registered at Registrar of Companies, Kanpur. Surjit Hire Purchase Pvt Ltd, an exclusive Financial Services Agency based in Lucknow. Since our founding in 1993, we’ve built up a team of passionate and thoughtful storytellers who put immense amounts of effort into producing great results for our clients. Through a wide range of services, we provide strategic guidance by coming up with the right solution for each client we serve.

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LOAN PRODUCTS

UNSECURED BUSINESS LOAN

  1. Zero collateral: One of the most important advantages of an unsecured business loan is it does not need any collateral for security. This makes it perfect for small or medium-sized businesses that do not have any great assets in business as they have just started out or are struggling to continue their business. 

  2. The loan process is easy: The procedure to apply for the loan is simple and easy and can be done by anyone without any technical knowledge. It can also be done online through a lender website or by going to the local branch.

  3. Offers flexibility: A collateral-free business offers great flexibility as it offers a unique Flexi loan feature. This feature helps business owners to get loans as per their requirements and repay when they have enough cash flow. It also provides the option to pay only the interest as the EMI and the principal amount can be paid at the end of the loan term. 

  4. Very less documentation: The process of getting these unsecured loans is hassle-free as there are minimum documentation and less paperwork. 

  5. Loan disbursal is quick: Due to less paperwork needed for processing the application the loan disbursal is faster and that helps when businesses are in need of quick cash. The same is not true with secured loans as they have to verify the assets and their related papers. 

SECURED BUSINESS LOAN

  1. Wide Range of Amount: Wider loan range, from Rs.5 lakh up to Rs.1 crore.

  2. Interest Rates: Lower interest rates as compared to unsecured loans.

  3. Offers flexibility: No restriction on the usage of the funds. You are free to use the loan amount for purchasing machinery/equipment, expanding business limits, purchasing office space, paying rent/debts/salaries, purchasing raw materials, and hiring employees.

  4. ConvenientCollateral makes it more convenient to avail loans for businesses that could not get unsecured loans. 

 

SERVICES

The Right Exposure

BUSINESS LOANS

At Surjit Hire Purchase Pvt Ltd, we provide Business Loans to small businesses who want to grow and stay alive int the competitive market. If you have a established business for more than 10 months and in need of Financial Aid, feel free to contact us.

MINIMUM DOCUMENTATION

Getting a Business Loan at Surjit Hire Purchase Pvt Ltd is easy and requires minimum documents for applying for the Loan. 

SAME DAY DISBURSEMENT

It is one of the services that separates us from other finance companies. Once your documents are completed and verified, the amount is disbursed on the same day.

 

GOOGLE REVIEWS

EASILY PROCESS AND QUICKLY TAKEN LOAN

Vivek Srivastava

Very fast and the best service ever. I was stuck in some problem , I needed money and then I contacted to Surjit Hire Purchase Pvt LTD, the way they solve my problem is appreciable .

Abhay Singh

Easy loans available with minimum documentation.

Himanshu Singh

Very easy to get business loan from surjit hire purchase.

Vivek Singh Chouhan

 

EMI CALCULATOR

Calculate the weekly EMI on your required loan and Apply Now.

 
 

CONTACT

Feel free to get in touch for more information about our Financial Services,  the services we offer, or with general enquiries.

248 C, Vijay Nagar Colony, Krishna Nagar, Alambagh, Lucknow, Uttar Pradesh 226012, India

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